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APR Calculator

Calculate Annual Percentage Rate for loans and credit products.

Base interest rate without fees

Origination fees, points, closing costs, etc.

APR vs Interest Rate

APR includes the interest rate plus additional fees and costs, giving you the true cost of borrowing.

APR Results

Interest Rate: 0%
APR: 0%
APR Difference: +0%
Monthly Payment: $0

Cost Breakdown

Loan Amount: $0
Total Fees: $0
Total Interest: $0
Total Cost: $0

APR Impact

Understanding APR

What's Included in APR:

  • • Base interest rate
  • • Origination fees
  • • Points paid to lender
  • • Mortgage insurance premiums
  • • Processing fees

What's NOT Included:

  • • Appraisal fees
  • • Credit report fees
  • • Title insurance
  • • Attorney fees
  • • Inspection fees

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Build v1.0.0.154154 • Aug 14, 2025, 02:49 AM EDT

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v1.0.0.154154