Defensive Interval Ratio

Calculate defensive interval ratio for liquidity.

Defensive Interval Ratio Calculator - Financial Liquidity Analysis

Defensive Interval Ratio Calculator

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Total annual operating expenses excluding non-cash items

Defensive Interval Ratio

Days company can operate without revenue

Total Defensive Assets

Daily Operating Expenses

Liquidity Assessment

Enter values to calculate the defensive interval ratio

Analysis & Insights

Asset Breakdown

Cash & Equivalents
Marketable Securities
Accounts Receivable

Survival Timeline

Weeks
Months
Quarters

Industry Benchmarks

Poor Liquidity

< 30 days

High financial risk, requires immediate attention

Adequate Liquidity

30-90 days

Reasonable buffer, monitor closely

Strong Liquidity

> 90 days

Excellent financial cushion

How It Works

Formula

Defensive Interval Ratio =
Defensive Assets
÷ Daily Operating Expenses

Defensive Assets: Cash + Marketable Securities + Accounts Receivable

Daily Operating Expenses: Annual Operating Expenses ÷ 365

Key Features

  • Measures company's ability to survive without revenue
  • Focuses on most liquid assets only
  • Excludes inventory and prepaid expenses
  • Useful for crisis planning and risk assessment
  • Result expressed in days of survival
  • Conservative liquidity measure
v1.0.0.758733

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v1.0.0.758733