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Emergency Fund Calculator

Calculate how much you need in your emergency fund.

Include rent, utilities, food, insurance, minimum debt payments

Number of people who depend on your income

How much you can save per month

Emergency Fund Target

Recommended Months: 0
Target Amount: $0
Current Savings: $0
Amount Needed: $0

Savings Plan

Monthly Savings: $0
Time to Goal: 0 months
Progress: 0%
Progress to Goal

Recommendation

Emergency Fund Guidelines

3-4 Months:

  • • Stable employment
  • • Dual income household
  • • Good job security
  • • No dependents

6 Months:

  • • Single income household
  • • Average job security
  • • Some dependents
  • • Standard recommendation

9-12 Months:

  • • Self-employed
  • • Variable income
  • • Multiple dependents
  • • Unstable industry

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All calculations run locally in your browser for privacy and speed.

Build v1.0.0.154154 • Aug 14, 2025, 02:49 AM EDT

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v1.0.0.154154