Calculate affordable rent based on income.
Calculate how much rent you can afford based on your income using the 30% rule and other financial guidelines.
Include federal, state, and local taxes plus FICA
Maximum Monthly Rent
Monthly Income
Net Income (if gross)
Remaining After Rent
For other expenses
Low financial stress
Standard guideline
Higher risk
Most commonly recommended - spend no more than 30% of gross income on rent
Conservative approach for better financial cushion
Rent is part of 50% allocated to needs (housing, utilities, groceries)
Maximum Rent = (Monthly Income × Affordability Percentage) ÷ 100
If using gross income: Net Income = Gross Income × (1 - Tax Rate)
Save your calculations and get detailed breakdowns