Residual Income Calculator

Calculate residual income for performance measurement.

Residual Income Calculator - Financial Tools

Residual Income Calculator

Calculate residual income for performance measurement and investment analysis

Calculate Residual Income

Net income from operations

Total capital invested in the division/project

Minimum required return on invested capital

Weighted average cost of capital (WACC)

Results

Residual Income (Required Return)

Residual Income (Cost of Capital)

Required Return Amount

Capital Charge

Return on Investment

Performance

How Residual Income Works

Formula

Residual Income = Operating Income - (Invested Capital × Required Rate)
Or
RI = Operating Income - Capital Charge

Key Components

  • Operating Income: Net income generated from operations
  • Invested Capital: Total capital invested in the division or project
  • Required Rate: Minimum acceptable return rate
  • Capital Charge: Cost of using the invested capital

Interpretation

  • Positive RI: Performance exceeds minimum requirements, creating value
  • Negative RI: Performance below minimum requirements, destroying value
  • Zero RI: Performance meets exactly the minimum requirements

Applications

  • • Division performance evaluation
  • • Manager incentive compensation
  • • Investment project analysis
  • • Value-based management

Examples and Use Cases

Example 1: Profitable Division

Operating Income: $1,200,000

Invested Capital: $8,000,000

Required Return: 12%

Residual Income: $1,200,000 - ($8,000,000 × 0.12) = $240,000

✓ Positive RI indicates value creation

Benefits

  • • Focuses on absolute dollar value creation
  • • Aligns with shareholder value maximization
  • • Considers cost of capital explicitly
  • • Suitable for divisions of different sizes

Example 2: Underperforming Division

Operating Income: $500,000

Invested Capital: $6,000,000

Required Return: 10%

Residual Income: $500,000 - ($6,000,000 × 0.10) = -$100,000

✗ Negative RI indicates value destruction

Limitations

  • • Doesn't provide relative performance measure
  • • May discourage investment in profitable projects
  • • Sensitive to asset valuation methods
  • • Requires accurate cost of capital estimation

Tips for Using Residual Income

• Use market-based asset valuations when possible

• Consider both book value and economic value measures

• Adjust for inflation in multi-period analysis

• Compare RI trends over time for better insights

• Use alongside other performance metrics like ROI

• Consider risk factors in required return rates

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